My Favorite Cards (right now)

Quick Reference Guide to some of my FAVORITE cards to pad my travel wallet
​last updated 10/30/2022

Need help selecting the best card for you or building a comprehensive Miles & Points strategy?  I'm here to help!  Contact us to get started.


Chase Sapphire Preferred®

• Generous Sign-up Bonus* (60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening — that's $750 toward travel when you redeem through Chase Ultimate Rewards®)
• $50 hotel credit each year on reservations booked through Chase Ultimate Rewards®
• $99 annual fee
• Bonus earnings on DINING OUT (3x), TRAVEL (5x or 2x), SELECT STREAMING SERVICES (3x) and ONLINE GROCERY PURCHASES (3x)
• 10% point bonus each year
• Worth +25% more when redeeming for travel via Chase (1.25 cents per point) or transfer points 1:1 to airline & hotel partners
• No foreign transaction fees
• Trip cancellation and interruption coverage; Baggage delay insurance, Rental car insurance coverage, Emergency travel assistance, Purchase protection & extended warranties

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Chase Sapphire Reserve®

• Generous Sign-up Bonus* (60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening — that's $900 toward travel when you redeem through Chase Ultimate Rewards®)
• $300 travel credit (reimbursement) for travel purchases charged to your card each account anniversary year
• $550 annual fee
• Bonus earning on DINING OUT (3x) and TRAVEL (3x)
• Worth +50% more when redeeming for travel via Chase (1.5 cents per point) or transfer points 1:1 to airline & hotel partners
• No foreign transaction fees
• Airport lounge access via free Priority Pass Select enrollment
• $100 credit (reimbursement) for Global Entry, NEXUS, or TSA PreCheck enrollment fee, every four years
• Trip cancellation and interruption coverage; Baggage delay insurance, Rental car insurance coverage, and more

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Southwest Rapid Rewards® Personal Cards (a few to choose from)

• Generous sign-up bonus (like 40,000 - 60,000 points, depending on the card)
• Reasonable annual fee (usually $69-$149)
• 1x-3x points per dollar spent (depending on category)
• Easy to use program for booking free flights, no black-out dates, 2 free checked bags per person, and no change or cancellation penalties

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Southwest Rapid Rewards® Business Cards (a couple to choose from)

• Very generous sign-up bonus (like 60,000 - 80,000 points, depending on the card)
• Reasonable annual fee (usually $99-$199)
• 1x-4x points per dollar spent (depending on category)
• Easy to use program for booking free flights, no black-out dates, 2 free checked bags per person, and no change or cancellation penalties
• Doesn't count towards the Chase 5/24 rule (ask us what this is, if you aren't sure)

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Chase Freedom Unlimited®

• Nice sign-up bonus (20,000 bonus points after you spend $500 on purchases in the first 3 months from account opening — that's $200 cash back or apply your points to travel to make them worth even more (see final bullet below) ​
• No annual fee!!
• 0% introductory APR
• 3 points per dollar spent on RESTAURANTS, including TAKEOUT and eligible DELIVERY SERVICES, and DRUGSTORES
• 1.5 points per dollar spent on everything else (making this my FAVORITE everyday card)
• Combine with a Chase Sapphire Preferred or Chase Sapphire Reserve account to get the maximum value on all your spending.  Ask us for help with building this strategy for you.

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Chase Freedom Flex℠

• Nice sign-up bonus (20,000 bonus points after you spend $500 on purchases in the first 3 months from account opening — that's $200 cash back or apply your points to travel to make them worth even more (see final bullet below) 
• No annual fee!!
• 0% introductory APR
• 3 points per dollar spent on RESTAURANTS, including TAKEOUT and eligible DELIVERY SERVICES, and DRUGSTORES
• 5 points per dollar spent (5% cash back) on up to $1,500 in combined purchases rotating bonus categories each quarter
• Combine with a Chase Sapphire Preferred or Chase Sapphire Reserve account to get the maximum value on all your spending.  Ask us for help with building this strategy for you.

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Chase Ink Business cards (a few to choose from)

• Very generous sign-up bonuses (such as 80,000-100,000 points after hitting the initial spending threshold in first 3 months of account opening, worth up to $1,250 toward travel when you redeem through Chase Ultimate Rewards®)
• Reasonable annual fee (typically less than $200, depending on the card)
• Earn 3x-5x points on office / business related purchases, such as travel, shipping, internet, cable, phone services, advertising, office supply stores, etc (specifics vary by card)
• Travel, baggage and rental car insurance benefits, purchase protection & extended warranties, cellphone protection (see site for specific details on these benefits)
• Doesn't count towards the Chase 5/24 rule (ask us what this is, if you aren't sure)

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 AAdvantage® Aviator® Red World Elite Mastercard®

• Good sign-up bonus (such as 50,000 miles after making your first purchase and paying the $99 annual fee in full, both within the first 90 days)
• Reasonable annual fee (like $99)
• First checked bag free for cardholders and up to four traveling companions and Preferred boarding
• Up to $25 in statement credits for in-flight Wi-Fi purchases
• No foreign transaction fees
• 0% introductory APR
• Best way to earn miles on one of my nearby hub airlines (AA)

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​Need help selecting the best card for you or building a comprehensive Miles & Points strategy?  I'm here to help!  Contact us to get started.